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Golden visa for property owners in UAE

5/4/2025
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UAE Golden Visa in 2025: What Property Owners Need to Know

The UAE Golden Visa offers long-term residency for foreigners who wish to live, invest, and build their future in the Emirates. With a validity of 5or 10 years, this visa comes with substantial benefits and has become increasingly attractive for real estate investors following recent regulatory updates.

If you’re a property owner — or considering becoming one — here’s what you need to know about qualifying for a Golden Visa, how it compares to a regular residency, and the most common misconceptions.

What is the UAE Golden Visa?

The Golden Visa is a long-term residency program introduced by the UAE to attract investors, professionals, and skilled individuals. Unlike regular residence visas that are tied to employment or short-term investment licenses, the Golden Visa offers:

  • 5- or 10-year renewable residency
  • No need for a local sponsor
  • Freedom to stay outside the UAE for extended periods
  • Ability to sponsor family members of any age
  • Easier access to certain government and financial services

How does the Golden Visa compare to a regular UAE residency visa?

  • Validity: Golden Visas are issued for 5 or 10 years and are renewable. In contrast, standard UAE residency visas are usually valid for only 2 to 3 years.
  • Sponsor Requirement: The Golden Visa is self-sponsored, meaning you don’t need a UAE employer, relative, or local partner to back your application. Regular residency visas require a sponsor, whether it’s an employer, a family member, or your own company.
  • Absence from UAE: Golden Visa holders can stay outside the UAE for more than 6 consecutive months without losing their residency status. Regular residency visas are automatically cancelled if the holder is outside the country for over 180 days.
  • Family Sponsorship: Golden Visa holders can sponsor spouses and children of any age, with no age restrictions. Regular visa holders can only sponsor children up to a certain age (typically 18–21), and often face more hurdles when sponsoring other dependents.
  • Renewal Flexibility: The Golden Visa can be renewed as long as you still meet the eligibility criteria (e.g., property ownership or salary level). In contrast, a regular visa’s renewal depends on your sponsor — for example, your job must continue or your company license must remain valid.

Key Eligibility for Property Owners

If you own or plan to own property in the UAE, the real estate route isone of the most straightforward ways to qualify:

  • Minimum investment of AED 2 million: This can be one or multiple properties whose combined value meets the threshold. Market value counts — even if the purchase price was lower.
  • Title deed required: The property must be registered in your name. For off-plan properties, some emirates allow applications after partial completion and sufficient payment.
  • Mortgaged properties now qualify: As of 2024, the 50% equity rule is no longer enforced. You only need a No Objection Certificate (NOC) from the bank.
  • Freehold status: The property should be in a freehold area (not leasehold), and free of any legal disputes or liens.
  • Joint ownership: If the property is jointly owned, each applicant’s share must be worth at least AED 2 million to qualify separately.

There’s no mandatory holding period, but if you sell your qualifying property without reinvesting in another, your Golden Visa may be cancelled.

 

Other Paths to the Golden Visa

Besides property investors, Golden Visas are available to:

  • Investors who contribute AED 2 million (around USD 136,500) to a UAE business or fund
  • Entrepreneurs with startups valued over AED 500,000 (around USD 545,000)
  • Professionals earning AED 30,000/month+ (around USD 8,200) in key sectors like healthcare, IT, law, or engineering
  • Scientists, creatives, athletes, and outstanding students

Each category has its own criteria, but all result in the same long-term visa with similar benefits. 

 

Common Myths

1. “Golden Visa means I’m a UAE tax resident.”
Not automatically. To become a UAE tax resident, you still need to meet physical presence or primary residence criteria — such as staying over 183 daysper year in the UAE.

2. “It’s a path to UAE citizenship.”
No. The Golden Visa is renewable long-term residency — not a step toward citizenship.

3. “Once approved, I can forget about it.”
You still need to maintain the qualifying investment (e.g., property), renewyour Emirates ID, and comply with UAE laws and health insurance requirements.

How to Apply (for Property Owners)

  1. Gather documents: Passport, title deed(s), personal photo, bank NOC (if mortgaged), Emirates ID (if already resident), health insurance.
  2. Submit application: Either through the Land Department (e.g. DLD in Dubai) or online via the Federal Authority for Identity and Citizenship (ICP).
  3. Complete medical test and  biometrics: Required for all UAE residency applicants.
  4. Pay visa and ID issuance fees: Total government fees are around AED 10,280 (around USD 8,200), depending on the emirate.
  5. Receive visa and Emirates ID: Valid for 5 or 10 years, with family sponsorship options available immediately after.

Processing time usually ranges from 2 to 3 weeks, though it can be faster if all documents are in order.

Final Thoughts

The UAE Golden Visa is more accessible than ever — especially for real estate investors. With long-term stability, travel flexibility, and generous family sponsorship options, it offers much more than a traditional visa.

If you're thinking of investing in UAE property — or already have — and want to explore your eligibility for the Golden Visa, we’re here to help.

📩 Contact us today for expert support throughout the process.

 

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